Every morning I read my online comics. Every morning the same stupid pop-up video plays for Visa's Black Card. In the video a perfect model hops on a beautiful motorcycle. She races down a beautiful twisting seaside road. She hops into a waiting helicopter. She flies out over the ocean and dives into the ocean. She's then met by waiting attendants who wrap her in a towel. Boy! That sounds like the life! I guess you can do all of that shit if you own the Black Card. You could probably afford all of that. Did I mention the Black Card comes with an annual fee of almost $500. What's the message that's being sent. If you're part of the idle rich you can jump out of helicopters? The list of perks is really not all that impressive. They're certainly not worth $500/yr. I'll stick with my lowly little credit card with no fee and Amtrak miles. Heck, it's allowing me a free trip to Califur in a few weeks.